Privacy Policy

1. Overview

This Privacy Policy explains how Ray Reynolds Financial Services (“RRFS,” “we,” “our,” or “us”) may collect, use, and protect information submitted through this website, HubSpot forms, consultation requests, advertising funnels, phone calls, emails, SMS, and related online experiences.

2. Information we may collect

We may collect information you voluntarily provide, including:

• Name, email address, phone number, and contact preferences.
• Credit-score range, package interest, goals, or other details submitted through forms.
• Information shared during calls, messages, emails, consultations, or follow-up.
• Website activity, browser/device information, referral source, campaign source, and tracking data.
• Payment or transaction-related information handled by third-party payment providers when applicable.

3. How we use information

We may use information to:

• Respond to inquiries and schedule consultations.
• Evaluate which RRFS package or next step may fit your request.
• Send follow-up communications by phone, email, SMS, or similar methods.
• Route leads to sales or marketing systems such as HubSpot.
• Improve advertising, reporting, retargeting, website performance, and customer experience.
• Maintain records, prevent misuse, troubleshoot systems, and comply with applicable obligations.

4. Communications and SMS

If you provide your contact information, you agree that RRFS may contact you about your request, services, coaching, credit strategy, package options, or related opportunities. Message and data rates may apply for SMS. Reply STOP to opt out where applicable.

5. Third-party services

We may use third-party systems to operate the website and business, including CRM, forms, email, analytics, advertising, payment processing, hosting, automation, and lead routing tools. These may include HubSpot, Supabase, Vercel, WordPress, Meta, Google, TikTok, Mailchimp, payment providers, and similar services. Those providers may process information under their own policies.

6. Cookies and tracking

This website may use cookies, pixels, analytics tags, and similar technologies to understand traffic, measure campaigns, improve performance, and support advertising or retargeting. You can control cookies through your browser settings.

7. Sharing information

We do not sell personal information in the ordinary sense. We may share information with service providers, business systems, payment processors, advertising platforms, professional advisors, or legal authorities when needed to operate the business, respond to you, improve services, or comply with law.

8. Data security

We use reasonable safeguards designed to protect information. No website, system, transmission, or database can be guaranteed completely secure.

9. Your choices

You may request to update, correct, or remove information by contacting us. We may retain certain information for legal, operational, security, or recordkeeping reasons.

10. Contact

Questions about this Privacy Policy can be sent to marketing@rrfsllc.com or by calling (800) 480-0090.