Terms & Conditions

Last updated: October 5, 2026

1. Acceptance of terms

By using this website, submitting a form, scheduling a consultation, communicating with RRFS, or purchasing any related product or service, you agree to these Terms & Conditions. If you do not agree, do not use the website.

2. Educational and informational purpose

RRFS provides personal credit strategy, coaching, education, and related services. Website content is for general information and education only. It is not legal, tax, financial, investment, lending, credit-repair, or professional advice.

3. No guarantees

Results vary. RRFS does not guarantee credit-score increases, loan approvals, credit-line approvals, unsecured credit approvals, funding, financial results, business outcomes, legal outcomes, or any specific result from using this website, submitting a form, attending a consultation, or purchasing a service.

4. User responsibility

You are responsible for your own decisions, credit behavior, payments, applications, disputes, financing choices, business structures, taxes, and professional relationships. You should consult qualified professionals before making important legal, tax, financial, credit, or lending decisions.

5. Service descriptions and pricing

Package descriptions, pricing, included items, credit-line targets, coaching details, and availability may change. Any unsecured credit or financing-related option is subject to qualification, underwriting, approval, lender criteria, and client behavior.

6. Communications

By submitting information through the website, you agree that RRFS may contact you by phone, email, SMS, or similar methods about your request, package interest, consultation, or related services. Message and data rates may apply. Reply STOP to opt out of SMS where applicable.

7. Payments and third-party services

Payments, scheduling, forms, CRM, automation, analytics, and other features may be handled by third-party providers. Those providers may have their own terms and policies. RRFS is not responsible for third-party platforms outside its control.

8. Intellectual property

Website content, copy, graphics, videos, branding, educational materials, program materials, and related assets are owned by or licensed to RRFS unless otherwise stated. You may not copy, resell, redistribute, or exploit these materials without written permission.

9. Prohibited use

You agree not to misuse the website, submit false or unlawful information, attempt to disrupt or hack the site, scrape content without permission, use forms for spam or fraud, or violate applicable laws or third-party rights.

10. Limitation of liability

To the maximum extent allowed by law, RRFS is not liable for indirect, incidental, consequential, special, punitive, or lost-profit damages related to website use, reliance on content, third-party services, or decisions made based on information provided through this website.

11. Changes to these terms

We may update these Terms & Conditions from time to time. Continued use of the website after changes are posted means you accept the updated terms.

12. Contact

Questions about these Terms & Conditions can be sent to marketing@rrfsllc.com or by calling (800) 480-0090.